Your roof may be telling you something. Roof leaks can be tricky to spot. Often times, the source of a leak isn’t obvious on the roof itself. Missing shingles, small holes, or even gaps in the metal flashing near chimneys or vent pipes can all be contributing to a potential leak. Here are 7 warning signs that might help you spot a potential roof leak.

#1: Ceiling or Roof Spots

  • When water gets through, you may see water stains in your ceiling. They can appear as brown rings.
  • Leaks may appear around chimneys and vents
  • Leaks may even show up away from the original source after ‘‘traveling’ down rafters

#2: Missing Shingles

  • Caused by storms and high wind speeds
  • Usually related to improper fastening of the shingles
  • Creates a weak spot in the roof for water entrance

#3: Buckling/Curling Shingles

  • May be caused by improperly applied felt
  • May be caused by water absorption
  • Maybe caused by hot air in the attic
  • Does not effectively protect the roof from leaks

#4: Damaged Flashing

  • Caused by improper installation (on new roof)
  • Caused by drying and cracking (on old roof)

#5: Roof Rot

  • Caused by absorption of moisture in the mat
  • More common with organic-based shingles

#6: Granule Loss

  • Normally a certain number of granules will be loose, especially after application
  • A large indication that older shingles need to be replaced

 

Even with the help of the tips listed above, the best way to be certain your roof is in great condition is to have it inspected by an experienced roofing professional. Beacon consultants coordinate directly with you for a free inspection to start your claim process. Our team of dedicated professionals will steer you in the right direction to getting your home restored. Contact us at www.beaconconsultants.com or (407) 595-9644 for a free estimate and help with your claims process.

If you’re among the millions of East Coast residents bracing for the wrath of hurricane season, consider adding these tips to ease your insurance claim process.

  1. Take Photos

The best way to document your house, belongings and their condition is to take pictures. The reason is to have proof of not only what you own, but also what kind of shape it was in before the storm.

 

  1. Report Your Claim

Reporting your claim is crucial to do as soon as possible! Insurance companies generally handle them first come, first served. Depending on the number of claims your insurer is fielding and the specifics of your situation, the process could take about four to eight months.

 

  1. After Claim is Filed

Write down your claim number to have for easy reference. This help when dealing with the insurance claims department when it is used to identify the actions taking place in your case.

 

  1. Know Your Policy

Understanding what is covered and not covered by your policy is very important. Policies generally exclude damages from flooding which mean it’s an entirely separate coverage. Likewise, some homeowner’s insurance comes with a hurricane deductible.

 

  1. Disaster Assistance

Immediate danger or damage that needs to be addressed prior to an adjuster inspection and claims payout, individuals can register online at www.disasterassistance.com or through the FEMA app. For more information, call 800-621-FEMA (3362). The toll-free telephone number will operate from 7 a.m. to 11 p.m. EDT seven days a week. Beacon Claims Consulting can also assist with emergency services

Even with the tips above, navigating the insurance claims process can be extremely difficult and frustrating. Beacon Claims Consultants works with insurance companies for your best interest. Our team of dedicated professionals will steer you in the right direction to getting your home restored. Contact us at www.beaconconsultants.com or (407) 595-9644 for a free estimate and help with your claims process.

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