If you’re among the millions of East Coast residents bracing for the wrath of hurricane season, consider adding these tips to ease your insurance claim process.
- Take Photos
The best way to document your house, belongings and their condition is to take pictures. The reason is to have proof of not only what you own, but also what kind of shape it was in before the storm.
- Report Your Claim
Reporting your claim is crucial to do as soon as possible! Insurance companies generally handle them first come, first served. Depending on the number of claims your insurer is fielding and the specifics of your situation, the process could take about four to eight months.
- After Claim is Filed
Write down your claim number to have for easy reference. This help when dealing with the insurance claims department when it is used to identify the actions taking place in your case.
- Know Your Policy
Understanding what is covered and not covered by your policy is very important. Policies generally exclude damages from flooding which mean it’s an entirely separate coverage. Likewise, some homeowner’s insurance comes with a hurricane deductible.
- Disaster Assistance
Immediate danger or damage that needs to be addressed prior to an adjuster inspection and claims payout, individuals can register online at www.disasterassistance.com or through the FEMA app. For more information, call 800-621-FEMA (3362). The toll-free telephone number will operate from 7 a.m. to 11 p.m. EDT seven days a week. Beacon Claims Consulting can also assist with emergency services
Even with the tips above, navigating the insurance claims process can be extremely difficult and frustrating. Beacon Claims Consultants works with insurance companies for your best interest. Our team of dedicated professionals will steer you in the right direction to getting your home restored. Contact us at www.beaconconsultants.com or (407) 595-9644 for a free estimate and help with your claims process.